Best Payment Gateway in Malaysia
Whether you’re running an e-commerce store, a SaaS platform, or managing a service-based business in Malaysia, choosing the right payment gateway is essential. In 2025, the demand for fast, secure, and user-friendly payment solutions continues to grow as online transactions become the norm.
To help you make an informed choice, we’ve rounded up the top 8 payment gateways in Malaysia—based on reliability, ease of integration, local support, and overall user experience.
1. iPay88
✅ Best for: SMEs and large enterprises
iPay88 remains a leading player in Malaysia's online payment ecosystem. It supports a diverse selection of payment methods such as credit and debit cards, internet banking, and various e-wallet services.
Highlights:
Supports local and international cards
Seamless checkout experience
FPX and e-wallet integration
Strong fraud prevention tools
📌 Ideal for businesses looking for a trusted, all-in-one solution.
2. Billplz
✅ Best for: Budget-conscious businesses
Billplz is known for its affordable pricing and fast settlement times. It’s developer-friendly and integrates well with platforms like WooCommerce, Shopify, and more.
Highlights:
Competitive transaction fees
Fast FPX bank transfers
Transparent pricing
Excellent API support
📌 Perfect for startups and small businesses looking to scale.
3. PayCly
✅ Best for: High-risk businesses and global merchants
PayCly is an emerging payment gateway that caters especially well to high-risk industries and businesses that need a customizable international payment solution. Known for its flexibility and security, it’s a great pick for merchants who often struggle with traditional payment gateway approvals.
Highlights:
Specializes in high-risk merchant accounts
Multi-currency and global payment processing
Advanced fraud prevention features
Customizable checkout integration
📌 Best suited for global businesses and industries like Forex, travel, crypto, and adult content that need tailored payment support.
4. eGHL
✅ Best for: Cross-border transactions
eGHL (Global Hub Link) supports both local and regional payments, making it a great option if you're selling to Southeast Asia.
Highlights:
Accepts credit cards, FPX, and e-wallets
Multi-currency support
PCI DSS Level 1 certified
Easy integration for websites and mobile apps
📌 A solid choice for businesses with regional ambitions.
5. Razer Merchant Services (RMS)
✅ Best for: Gaming, digital goods, and high-growth industries
Previously known as MOLPay, RMS offers a robust suite of payment tools with excellent support for digital and physical goods alike.
Highlights:
Popular among e-commerce and gaming platforms
Accepts over 100 payment methods
Strong fraud management system
Customizable payment page
📌 Well-suited for businesses targeting younger, tech-savvy customers.
6. Stripe Malaysia
✅ Best for: Developers and global scalability
Stripe officially launched in Malaysia and quickly became a favorite for tech startups due to its clean API, flexibility, and advanced features.
Highlights:
Easy recurring billing & subscriptions
Comprehensive developer tools
Global reach with local support
Integrates with major platforms
📌 Great for SaaS, marketplaces, and tech-first companies.
7. PayHalal
✅ Best for: Shariah-compliant businesses
PayHalal is the first Islamic-compliant payment gateway in Malaysia, catering to businesses that prioritize ethical financial practices.
Highlights:
Shariah-compliant processing
Accepts major e-wallets and cards
Takaful insurance coverage
Transparent, ethical practices
📌 The go-to choice for halal e-commerce and Islamic-focused businesses.
8. SenangPay
✅ Best for: Simple setup and local support
SenangPay offers a beginner-friendly solution with easy onboarding and local language support.
Highlights:
Accepts card payments and FPX
Simple dashboard and reporting
Integration with major e-commerce platforms
Subscription billing available
📌 Ideal for solopreneurs, local SMEs, and online service providers.
Final Thoughts
With so many options available, choosing the best payment gateway in Malaysia depends on your specific business needs. Whether you prioritize cost-efficiency, cross-border capabilities, religious compliance, or developer features—there’s a solution for you.
Before making your choice, consider:
Your transaction volume
Integration needs
Target audience
Supported payment methods
🚀 Ready to take your business to the next level? Start by picking a payment gateway that matches your growth goals.
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